Disclosure

Flewwelling Insurance, Batty & Associated Insurance, Compass Insurance and Marshall & Woodwark Insurance are all trade names of Johnson Inc. a licensed insurance brokerage in Ontario. Johnson Inc. is compensated by commissions as a selling agent and the managing agent for Unifund Assurance Company on fair market terms and conditions. Johnson Inc. and Unifund Assurance Company have common ownership. Unifund Assurance Company is the primary underwriter of personal lines property and casualty (P&C) insurance policies distributed by Johnson Inc. Commissions paid by Unifund Assurance Company to Johnson Inc. range from 13.5% to 24% for new and renewed home and auto policies. See www.unifund.ca for more information.

Flewwelling Insurance, Batty & Associated Insurance, Compass Insurance and Marshall & Woodwark Insurance / Johnson Inc. is compensated by commissions and fees by other P&C insurance companies for personal home and auto insurance and commercial insurance based on the standard agent/broker commission rates of that insurance company. See each applicable insurance company website for details.

Johnson Inc. is not financed by or receipt of any loans from any insurance company.

Flewwelling Insurance, Batty & Associated Insurance, Compass Insurance and Marshall & Woodwark Insurance /Johnson Inc. is affiliated with Royal & Sun Alliance Insurance Company of Canada as an underwriter of some of the property and casualty insurance policies sold by Flewwelling Insurance, Batty & Associated Insurance, Compass Insurance and Marshall & Woodwark Insurance / Johnson Inc. See www.royalsunalliance.ca for details regarding commissions and fees.