As of September 1, 2010 the standard limit for non-catastrophic injuries is $ 36,000 and for catastrophic injuries the limit is $ 1,000,000. It will now be possible to purchase as an additional coverage a limit of $72,000 for non-catastrophic injuries and 2,000,000 for catastrophic.
Things to Know About this Coverage
Expenses for attendant for “personal care” or
care from long term care or chronic care facility
• No attendant care is available for injuries that fall within the minor injury guidelines.
• Limits are $3,000 per month for non catastrophic injuries and $6,000 per month for catastrophic injuries
Questions To Ask Yourself
q Do you have a pre-existing condition?
q Do you live alone with little minimal family support close to you?
q If you live with family, would they be able to support you with personal care during your recovery?
This coverage is strongly recommended unless the insured is fully covered by an alternative policy of coverage. (i.e. coverage through employment group benefits.)